Hangzhou Electric Shop Financing Exceeds 1 Billion Yuan

Yesterday, Ali small and micro financial services group (chips) innovative financial group released the first quarter of the electricity supplier micro enterprise financing report, the report mainly on Taobao, Tmall and other e-commerce platforms, small and micro enterprises, individual entrepreneurs credit activities as the statistical object.

Statistics show that the demand for financing for small and micro businesses on the e-commerce platform has increased rapidly in the first quarter, with more than 25000 new loan companies. At the end of the first quarter, more than 25 small and micro businesses have been accumulated. The number of loans completed in the single season exceeded 1 million, the growth rate was 51%, and loans were about 11000 yuan.

Where? Shop And small and micro enterprises are the most "lack of money" and the best "borrow money"? The report shows that the first 10 cities in the first quarter were almost monopolized by the developed cities in China, and Shanghai, Shenzhen, Beijing, Hangzhou and Guangzhou occupied the top five, while others were occupied by Jinhua, Jiangsu, Suzhou, Nanjing and Nanjing of Zhejiang.

　　 Hangzhou The small and micro businesses of the electronic business platform ranked fourth in all cities in the past 3 months, exceeding 1 billion yuan, and completed more than 90 thousand loans, with an average loan of more than 12 thousand yuan, slightly higher than the national average.

According to the industry classification, the report shows that women's clothing industry has the largest demand for funds in the first quarter. In 3 months, the total amount of financing for small and micro enterprises in women's clothing industry is more than 1 billion 400 million yuan, much higher than that in second mobile phone industries. The demand for micro enterprises in other industries like men's wear, beauty care, 3C digital, children's wear and so on is higher, and the total amount of quarterly financing exceeds 400 million yuan.

"The loan operation of small and micro enterprises has been closely related to its actual operation and fluctuation every day." Ali small micro finance official told reporters, from a single day to see, Electronic business platform On the small and micro enterprises, there will be two peak periods of loan operation every day. The first period is mainly between 1 o'clock p.m. and 3 o'clock p.m., and the second period is between 8 and 11 p.m. In the first quarter, the number of loans completed in these two periods exceeded 60% in the 1 quarter.